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The approved interest rate will vary based on the loan type, borrowing experience, credit history, property type, location, and several other factors determined in underwriting. The rates advertised are not available in all states, currently, we lend in 43 states and Washington DC. Not all businesses will qualify for specific rates and terms offered to our applicants. Our rates are subject to change without formal notice. The lowest rate we advertise should be considered an ideal lending scenario at low leverage. The minimum time period allowed for borrower repayment is six months and the maximum financing period is thirty years. The maximum annual percentage rate (APR) is twelve percent. An example of the total cost of a loan: A one million dollar loan at nine percent interest-only for one year, with origination fees of two points, will cost the borrower a total of one hundred ten thousand dollars.
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