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RehabLend
NATIONWIDE REHAB LOANS AND REFINANCES
Direct Capital. We only charge interest on the outstanding balance, not on the rehab holdback.
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How It Works

Rehab Loans for Investors

Fix and Flip Loans

Acquisition - Fix-n-Flip
Loan: $2.1MM
Interest Rate: 9.99%
Term: 12 Months
Loan-to-Value: 80%LTC
Honolulu, HI 96822
Pic1
$2.1MM Honolulu, HI Arrow
Fix-N-Hold
Loan: $448,000
Interest Rate: 10%
Term: 12 Months
Loan-to-Purchase: 85%
Rehab Funding: 100%
New Orleans, LA
Pic1
$448K New Orleans, LAArrow
PURCHASE & REHAB
Residential Investment
Loan: $420,000
Interest Rate: 10.84%
Term: 12 Months
85% PP/100% Rehab
Chesterfield, MO
Pic1
$420k Chesterfield, MOArrow
PURCHASE & REHAB
Triplex
Loan: $486,850
Interest Rate: 10.25%
Term: 12 Months
90% PP/100% Rehab
Millbury, MA
Pic1
$486k Millbury, MAArrow
PURCHASE & REHAB
Residential Investment
Loan: $618,750
Interest Rate: 10.75%
Term: 12 Months
85% PP/100% Rehab
Clearwater, FL
Pic1
$618.7K Clearwater, FLArrow

DSCR Loans for Investors

30-Year FIXED LOANS

REFINANCE CASH-OUT
Multifamily
Loan: $557,135
Rate: 7.08%
Term: 30-Year Fixed
65% LTV
Tallahassee, FL
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$557K Tallahassee, FL     Arrow
REFINANCE
Residential Investment
Loan: $353,600
Rate: 7.235%
Term: 30-Year Fixed
80% LTV
Seabrook, TX
Pic1
$353K Seabrook, TXArrow
REFINANCE CASH-OUT
Residential Investment
Loan: $742,500
Rate: 7.08%
Term: 30-Year Fixed
Loan-to-Value: 55%
South Hampton, NY
Pic1
$742.5K South Hampton, NY Arrow
PURCHASE
Residential Investment
Loan: $297,438
Rate: 6.675%
Term: 30-Year Fixed
65% LTC
Davenport, FL
Pic1
$297K Davenport, FLArrow
REFINANCE CASH-OUT
Residential Investment
Loan: $262,500
Rate: 6.79%
Term: 30-Year Fixed
75% LTV
Norfolk, VA
Pic1
$262.5K Norfolk, VAArrow

Nationwide Direct LendingNationwide Direct Lending

  • Minimum Loan Amount $100,000
  • Maximum Loan Amount $5,000,000
  • Interest Rate 6%+ DSCR, 10.25%+ Bridge
  • Origination Fee 1 to 1.5 Pts DSCR, 1.5 to 2 Pts Bridge
  • Term Length 12 to 18 Months, 30 Years
  • Time to Close 2 to 3 Weeks
  • Purchase Funding 95%
  • Rehab Funding 100%
  • Maximum After Repair Value 75%
  • Lien Position 1st
  • Acceptable Markets Nationwide Urban and Suburban
  • Minimum Personal FICO Score 650 Bridge, 680 DSCR
  • Minimum Experience We Lend to First-timers
  • Acceptable Property Types 1-4 Family, Multifamily, Condos, PUDs
  • Appraisal Fee $700 to $800
  • Legal Fee $1,000

What
Our Clients Say

Working with Mike Fink was the best experience in the financing of the flipping business. He was accessible and responsive. He suggested or got back to me with an answer or an even better solution to the problem that I was facing.

Bob Peterson

My wife and I worked with Michael on securing hard money loans for the two recent investment properties we purchased and rehabbed. He always made himself available when we had questions, and helped to move along the process when the inevitable hiccups occurred. We look forward to working with Michael again and would recommend him for anyone looking to secure hard money.

Muzamil Huq

You managed to truly change our lives through your assistance, patience and successful shepherding of our loan. Truly, our sincerest thanks and gratitude.

Michael Rees
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The approved interest rate will vary based on the loan type, borrowing experience, credit history, property type, location, and several other factors determined in underwriting. The rates advertised are not available in all states, currently, we lend in 43 states and Washington DC. Not all businesses will qualify for specific rates and terms offered to our applicants. Our rates are subject to change without formal notice. The lowest rate we advertise should be considered an ideal lending scenario at low leverage. The minimum time period allowed for borrower repayment is six months and the maximum financing period is thirty years. The maximum annual percentage rate (APR) is twelve percent. An example of the total cost of a loan: A one million dollar loan at nine percent interest-only for one year, with origination fees of two points, will cost the borrower a total of one hundred ten thousand dollars.
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